Category: MortgagePage 1 of 2

Another Summer of Our Discontent Is on the Horizon

Mortgage rates are moving in the wrong direction again. The average 30-year fixed rate is now 6.38%, up from 6.22% just a week ago. The 15-year sits at…

NhanceData: Where Data Meets Decisions

Over the past year, I’ve been building something that sits at the intersection of data analytics, real estate, and education. Not theory. Not buzzwords.Applied analytics that actually drives…

How do you forecast mortgage rates?

Short answer: You don’t.Better answer: You model expectations. This is where I see a gap in our industry. Too many conversations around rates sound like: “I heard rates…

Real Estate Agents & Loan Officers: You Don’t Need Fancy Software to Start Doing Analytics

You already have it. It’s called Excel. Most professionals I talk to are sitting on valuable data (MLS exports, loan pipelines, past clients)… but they’re not using it….

Can HMDA Data Be Used to Find Refinance Opportunities?

Short answer: Yes… but not the way most people think. The Home Mortgage Disclosure Act (HMDA) dataset is one of the largest publicly available mortgage datasets in the…

Interest Rates Probably Aren’t Dropping This Week.

Interest Rates Probably Aren’t Dropping This Week.And Frankly… That Shouldn’t Matter. According to the CME FedWatch Tool, the market is currently pricing a 99.1% probability that the Fed…

What Will the Summer Housing Market Look Like? 4 Signals I’m Watching

What will the summer housing market look like for buyers? Here are four signals I’m watching right now. 📊 Mortgage Rates Freddie Mac shows the average 30-year mortgage…

Mortgage Rate Predictions for 2025: A Data Analyst’s Perspective

📊 Mortgage Rate Predictions for 2025: A Data Analyst’s Perspective The wide range of mortgage rate predictions for 2025 highlights the uncertainty in the housing market. Here’s a…

Logarithms in Real Estate & Mortgage: A Surprising Tool for Financial Analysis

🔢 Logarithms in Real Estate & Mortgage: A Surprising Tool for Financial Analysis 💼📊 Did you know that logarithms, a mathematical concept you may have learned in school,…

Impact of High Interest Rates

🌟 Maricopa County Residential Sales Update: Impact of High Interest Rates 🌟 I recently analyzed residential sales data for Maricopa County from June 2019 to June 2024, and…