The recent Canvas cybersecurity breach raises questions that extend far beyond cybersecurity itself. It raises questions about institutional dependency, infrastructure ownership, and the long-term consequences of outsourcing the…
The latest weekly mortgage data is in: • 30-Year Fixed: 6.37% (up from 6.30% last week)• 15-Year Fixed: 5.72% (up from 5.64% last week) At first glance, higher…
Today I decided to test Pi.dev, an agentic AI coding environment designed to work directly inside a development workspace rather than through a traditional chatbot interface. I wanted…
We banned cellphones. Suspensions went up. Grades didn’t improve. Bullying didn’t decrease. Let that sink in. A new large-scale study (40,000+ schools) found that while phone use dropped…
In statistics, we’re taught a four-stage progression of data maturity: DDPP. But in the real world, especially when dealing with mortgage rates, inflation, and shifting housing markets, the…
Preparing for my dissertation proposal defense, I decided to rethink my entire approach using NotebookLM and Google Docs. I uploaded my dissertation notice into NotebookLM and used Deep…
Most agents think buyers are “everywhere.” They’re not. They’re concentrated on a handful of platforms. Here’s the reality based on current data: Zillow (including Trulia) drives ~50%–60% of…
Core Idea Effective AI use is commonly attributed to tool access and basic familiarity with prompting. Emerging evidence suggests the critical variable is neither — it’s prompt literacy:…
As the conversation around agentic AI evolves, we are beginning to see a clear divide between managed AI ecosystems and open, developer-driven frameworks. Two emerging examples of this…